Loans

There are several types of loans in Rise of Industry to help get through the tough times.

Starter Loan: This loan is the starting budget when a player starts a game. The amount varies depending on the difficulty chosen at game creation. If the player set the difficulty low enough, then the loan becomes a grant and does not need to be repaid. Settlement Loan: If you want to set up a new product line or coming up short for this month's payment but want to avoid the Bankruptcy loan, you can take out a loan with one of the Settlements on your map. Though there is a baseline loan with all Settlements, If you have enough Influence with a particular Settlement, you can lower the interest rate, increase or decrease the lending amount and even change the duration of the loan. Loans are taken out through the HQ Building. Bankruptcy Loan: This is a last-ditch effort for the player to save their business before it's game over. The loan is 5 Million dollars for 60 months at 25% interest without the possibility to change it with influence. A harsh deal to take but if the Player can turn their empire around it might be worth giving it a try.

Viewing and paying off loans: To view and pay off loans, you can visit your Headquarters by pressing H and clicking on the Headquarters building. In the Loans tab you can see your current loans with their amount remaining, amount of payments remaining, the monthly payment amount and the interest in %. In this tab you can also immediatly pay off any loans you currently have.